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Are Your Finances Heading In The Right Direction?

Your answers to these questions will determine if they are! How much debt do you have? Do you have an emergency fund in place? How much...

What Are The Benefits Of A PRSA

A Personal Retirement Savings Account (PRSA) is a highly beneficial and tax effective retirement plan which allows you to retire...

Should I get mortgage protection from my bank?

If you’re in the process of buying your first home, you’re probably in the thick of mortgage lending rules, solicitor’s fees, surveys and...

Life Assurance And Taxation Issues for Non Cohabiting Couples

Introduction Our society is changing and more and more people are living together in ‘non-married’ situations. The Civil Partnership and...

Auto Enrolment – FAQ’S

What is auto enrolment? Auto enrolment is a retirement savings scheme which people will automatically be enrolled in once they meet...

What is Auto-enrolment for pensions and how will it work?

The Auto-enrolment scheme aims to ensure that every employee will have access to a workplace pension to supplement the state pension. The...

How Can I Get Mortgage Protection Quickly In Ireland?

In order to get a mortgage in Ireland, you need to have Mortgage Protection in place. So what happens if you’re ready to close on your...

Income Protection for Nurses

Our nurses spend their lives caring for other people when they are sick, but what happens to the nurses when they are sick? What would...

Joint or Dual Life Cover. Which is best?

So you know you need to get Life Assurance (Insurance) and you’ve done some research. You know that Life Insurance pays out a lump sum if...

Am I entitled to a Tax Refund on my Mortgage Payments in 2023?

In the 2024 Budget the government included a temporary mortgage interest tax credit. This was only applicable for Interest that was paid...

Code of Practice for Underwriting Mortgage Protection Insurance for Cancer Survivors

Insurance companies who are members of Insurance Ireland, have signed up to a new Code of Practice called the “Insurance Ireland Code of...

Maximising Investment Potential: Understanding Mortgages for Investment Properties

Are you looking at getting a mortgage for investment properties? Our team at Citywide Financial Solutions have got you covered with all...

What is a Directors/Executive Pension?

In simple terms, a Director’s (or Executive) pension allows the transfer of profits from your company’s bank account into your own long...

Are You Mortgage Ready?

You might have spent many years saving a deposit, but when it comes to your mortgage application are you mortgage-ready? The good news is...

Do You Need Serious Illness Cover If You Have Health Insurance?

Many people think that Serious Illness Cover and Health Insurance are the same thing. Their main similarity is that they are both...

Helping Hand with Royal London

When Protection Is About More Than Just Money Helping Hand gives you one on one personal support with your own dedicated nurse from...

Protection from Aviva – Aviva Care

Protection from Aviva means much more than simply financial protection. Aviva Care powered by Teladoc Health, gives you four health &...

Keyperson Insurance FAQ’s

At the heart of every successful business are dedicated, talented and capable people, but none of us know what the future will bring. Key...

What Is The Cheapest Life Insurance In Ireland?

If you’re looking to take out Life Insurance in Ireland, but don’t want to spend a fortune, here are some tips worth reading How can I...

Will you or your loved ones be hit with with a big inheritance tax bill in the future ?

In this blog I look at who is liable for inheritance tax and what are some of options surrounding the liability? Who has to pay...

PRSA – Questions And Answers (2023)

1.What are the latest funding rules for an Employer paying into a Personal Retirement Savings Account (PRSA)? There is no limit on the...

Mortgage Protection Calculator

Citywide Financial Provide a Free Broker Service. Apply online and get mortgage protection cover in under an hour. What is mortgage...

The Directors Pension For Business Owners And The Advantages Of Having One

How does a Director's Pension work? A Directors Pension can be the most tax-efficient way for you as a director to get profits from your...

Mortgage Protection: The Basic Questions Answered

Mortgage protection is oft-discussed in the news and online these days, with promises of the lowest cost coverage in advertisements and...

Buying a house with a friend

Buying a house with a friend can be a great way to enter the property market, but it’s important to understand the risks and...

Getting a Mortgage In Ireland After Living Abroad

For any Irish expats looking to begin their mortgage journey once they return to Ireland, the good news is that being an expat won’t...

First Home Scheme (FHS) Rule Updates January 2023

What is the First Home Scheme (FHS)? The FHS is a scheme backed by the Irish Government to enable first time buyers and other eligible...

Getting A Mortgage In 2023

How Many Times My Salary Can I borrow For A Mortgage in Ireland? The Central Bank has eased mortgage lending rules since January 2023 for...

What is life Assurance underwriting?

As life insurance experts with years of experience in the Irish market, we have helped individuals from all walks of life get the right...

Should I review my Life Assurance policy?

You should review all of your insurance policies once a year. If you have a major life change it makes sense to talk to a financial...

Central Bank Set To Ease Mortgage Lending Rules from Jan 2023

What are the new mortgage lending rules for 2023? The Central Bank has confirmed that it will ease mortgage lending rules for first-time...

Can I get Life Assurance With Chronic Back Pain?

Back pain won’t increase the cost of life cover or mortgage protection; however it can affect serious illness cover and income...

Discussing the Different Mortgage Types

With more mortgage applications being approved than ever, there has been an uptick in blogs, articles and online chatter about mortgages....

SHARED EQUITY SCHEME FIRST HOME SCHEME

What is the shared equity scheme (first home scheme)? This shared equity scheme opened for application on 7th July 2022 and is available...

Rebuilding Ireland Home Loan

(known as the Local Authority Home Loan Scheme since 4th January 2022) We regularly get queries in relation to the Rebuilding Ireland...

An introduction to Income Protection

Citywide Financial is often surprised by how little we're asked about income protection. While insurance packages like mortgage...

Some tips on Mortgage Protection Insurance

Buying a home for the first time conjures up feelings of excitement and frustration The excitement comes from getting on the property...

What Should I Avoid Doing When Closing On A House?

Most potential buyers are ecstatic at the news that they have got mortgage approval. However it’s essential to bear in mind that the...

Should I Review My Mortgage?

If you currently have a mortgage, you may want to change to a different mortgage or an alternative lender to secure a better deal…. When...

Buy To Let Mortgages

What is a Buy To Let mortgage? A buy to let mortgage is comparable in many ways to a residential mortgage. There are however some notable...

Switcher Mortgage

Can switching your mortgage save you Money? Throughout November 2021, the Irish Independent has published a number of articles discussing...

Who Are The Best Life Insurance Brokers in Ireland?

You’re obviously thinking that we will say that Citywide Financial are the best Life Brokers in Ireland. While this may in fact be true,...

Small changes that make a big difference when saving for a deposit for a house

One of the biggest hurdles when buying a house is getting the money together for a deposit. It can help to look at some of the smaller...

Why do solicitors need Income Protection?

Income Protection is something we would advise most people to look into but for some professions in particular it makes makes absolute...

Who Are The Best Mortgage Protection Brokers in Ireland

The point of this blog is not to tell you that Citywide Financial are the best Mortgage Protection Brokers in the country, but to help...

How much is funeral insurance in Ireland?

Thankfully we are all living longer and healthier lives, so shouldn’t need to think about funeral costs for a very long time, however, it...

Can you get Life Assurance with a pre-existing condition in Ireland?

People with serious medical conditions such as diabetes, cancer & heart disease form a large proportion of our society and most are...

How does Capital Acquisition Tax work?

In Ireland, Capital Acquisition Tax ( CAT) is more prominently known as Inheritance Tax. CAT is a tax that’s charged on money or property...

Can I get Life Insurance/Assurance and Mortgage Protection if I’ve had Cancer?

Cancer is the most prevailing medical condition in Ireland. Cancer life insurance premiums can differ significantly from one insurance...

Is Life Insurance/Assurance Available For Divers?

Depending on their work activity, getting life insurance for commercial divers can often be obtained at standard rates. In assessing an...

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