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What are the Central Bank mortgage lending rules? Understanding the Central Bank mortgage lending rules is essential for anyone planning...

Your answers to these questions will determine if they are!   How much debt do you have? Do you have an emergency fund in place? How much...

A Personal Retirement Savings Account (PRSA) is a highly beneficial and tax effective retirement plan which allows you to retire...

If you’re in the process of buying your first home, you’re probably in the thick of mortgage lending rules, solicitor’s fees, surveys and...

Introduction Our society is changing and more and more people are living together in ‘non-married’ situations. The Civil Partnership and...

What is auto enrolment? Auto enrolment is a retirement savings scheme which people will automatically be enrolled in once they meet...

The Auto-enrolment scheme aims to ensure that every employee will have access to a workplace pension to supplement the state pension. The...

In order to get a mortgage in Ireland, you need to have Mortgage Protection in place. So what happens if you’re ready to close on your...

Our nurses spend their lives caring for other people when they are sick, but what happens to the nurses when they are sick? What would...

So you know you need to get Life Assurance (Insurance) and you’ve done some research. You know that Life Insurance pays out a lump sum if...

In the 2024 Budget the government included a temporary mortgage interest tax credit. This was only applicable for Interest that was paid...

Insurance companies who are members of Insurance Ireland, have signed up to a new Code of Practice called the “Insurance Ireland Code of...

Are you looking at getting a mortgage for investment properties? Our team at Citywide Financial Solutions have got you covered with all...

In simple terms, a Director’s (or Executive) pension allows the transfer of profits from your company’s bank account into your own long...

You might have spent many years saving a deposit, but when it comes to your mortgage application are you mortgage-ready? The good news is...

Many people think that Serious Illness Cover and Health Insurance are the same thing. Their main similarity is that they are both...

When Protection Is About More Than Just Money Helping Hand gives you one on one personal support with your own dedicated nurse from...

Protection from Aviva means much more than simply financial protection. Aviva Care powered by Teladoc Health, gives you four health &...

At the heart of every successful business are dedicated, talented and capable people, but none of us know what the future will bring. Key...

If you’re looking to take out Life Insurance in Ireland, but don’t want to spend a fortune, here are some tips worth reading How can I...

In this blog I look at who is liable for inheritance tax and what are some of options surrounding the liability? Who has to pay...

1.What are the latest funding rules for an Employer paying into a Personal Retirement Savings Account (PRSA)? There is no limit on the...

Citywide Financial Provide a Free Broker Service. Apply online and get mortgage protection cover in under an hour. What is mortgage...

How does a Director's Pension work? A Directors Pension can be the most tax-efficient way for you as a director to get profits from your...

Mortgage protection is oft-discussed in the news and online these days, with promises of the lowest cost coverage in advertisements and...

Buying a house with a friend can be a great way to enter the property market, but it’s important to understand the risks and...

For any Irish expats looking to begin their mortgage journey once they return to Ireland, the good news is that being an expat won’t...

What is the First Home Scheme (FHS)? The FHS is a scheme backed by the Irish Government to enable first time buyers and other eligible...

How Many Times My Salary Can I borrow For A Mortgage in Ireland? The Central Bank has eased mortgage lending rules since January 2023 for...

As life insurance experts with years of experience in the Irish market, we have helped individuals from all walks of life get the right...

You should review all of your insurance policies once a year. If you have a major life change it makes sense to talk to a financial...

What are the new mortgage lending rules for 2023? The Central Bank has confirmed that it will ease mortgage lending rules for first-time...

Back pain won’t increase the cost of life cover or mortgage protection; however it can affect serious illness cover and income...

With more mortgage applications being approved than ever, there has been an uptick in blogs, articles and online chatter about mortgages....

What is the shared equity scheme (first home scheme)? This shared equity scheme opened for application on 7th July 2022 and is available...

(known as the Local Authority Home Loan Scheme since 4th January 2022) We regularly get queries in relation to the Rebuilding Ireland...

Citywide Financial is often surprised by how little we're asked about income protection. While insurance packages like mortgage...

Buying a home for the first time conjures up feelings of excitement and frustration The excitement comes from getting on the property...

Most potential buyers are ecstatic at the news that they have got mortgage approval. However it’s essential to bear in mind that the...

If you currently have a mortgage, you may want to change to a different mortgage or an alternative lender to secure a better deal…. When...

What is a Buy To Let mortgage? A buy to let mortgage is comparable in many ways to a residential mortgage. There are however some notable...

Can switching your mortgage save you Money? Throughout November 2021, the Irish Independent has published a number of articles discussing...

You’re obviously thinking that we will say that Citywide Financial are the best Life Brokers in Ireland. While this may in fact be true,...

One of the biggest hurdles when buying a house is getting the money together for a deposit. It can help to look at some of the smaller...

Income Protection is something we would advise most people to look into but for some professions in particular it makes makes absolute...

The point of this blog is not to tell you that Citywide Financial are the best Mortgage Protection Brokers in the country, but to help...

Thankfully we are all living longer and healthier lives, so shouldn’t need to think about funeral costs for a very long time, however, it...

People with serious medical conditions such as diabetes, cancer & heart disease form a large proportion of our society and most are...

In Ireland, Capital Acquisition Tax ( CAT) is more prominently known as Inheritance Tax. CAT is a tax that’s charged on money or property...

Cancer is the most prevailing medical condition in Ireland. Cancer life insurance premiums can differ significantly from one insurance...